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Interest free credit

 

Spread the cost with monthly payments over 10 months, when you spend more than £500 in-store with only a 10% deposit, available on purchases in-store

Ask a team member in-store for more details. This is only available for in-store purchases

Spread the cost with 10 months interest free credit at 0% APR

Purchase amount Deposit today 10 monthly payments
£500 £50 £45
£800 £80 £72
£1,000 £100 £90
£1,500 £150 £135
£2,000 £200 £180

 

Minimum spend is £500 with a 10% deposit at the time of purchase

Terms & conditions:

  • Finance option – 10 months Interest Free Credit, payable monthly by Direct Debit
  • Customer must be over 18 years of age
  • Be in employment, eligable employment includes:
  1. Employed, working 16 hours minimum per week; on a pernament contract;
  2. Self-employed working a minimum of 16 hours per week;
  3. Retired person (this includes early retirement);
  4. A person on disability allowance, for which they can provide proof;
  5. Student nurse or doctor; and
  6. If unemployed they can apply as a "House Person", providing they have a cohabitating spouse/ partner who can provide employment details.
  • Have permanent UK address and supply 3 years address history
  • Must provide photographic proof of identity – either a Passport or Photo Driving License
  • Must provide email address and telephone number
  • Minimum spend of £500 (after any discounts or promotions)
  • Must be a minimum of 10% deposit (max 50%) by credit or debit card – card must be registered to the account that direct debits will be paid from
  • If the goods are to be delivered, they must be delivered to the address on the finance agreement and signed at the same address

Any late or missed repayments may have serious consequences and your credit rating may be affected which could make it more difficult to obtain credit in the future.  Offered subject to status and successful credit assessment.

‘Dobbies Garden Centres’ is a credit broker for the purpose of introducing credit provided by the lender Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC.  Authorised and Regulated by the Financial Conduct Authority

Dobbies Garden Centres is a limited company registered in Scotland under number SC010975 at the registered address: Melville Nurseries, Lasswade, Midlothian, Scotland, EH18 1AZ